Life Insurance: What We Need to Know and Understand

Good afternoon. Just wanted to let you know I listened to the podcast. It was very well presented. Marcus is very knowledgeable and very strategic in how he presented the information. I know I don’t have 30 years of history being connected with you as a friend, as well as someone that went to college with you, I want you to know this episode is needed, Essential even.

However, in respect to buy term and invest the difference, as an insurance agent myself, this one of the business model companies that I work with.

In fairness, there are benefits to this model. I believe the reason why the industry is against the concept of buy term and invest the difference is because it benefits is dependent on the consumer’s discipline, the market and the relationship between agent & customer.

Yes, a third of a commission had written a whole life policy on a client and then set them up with the cash value. I would love to sit down and talk with anyone in this area because I’m very passionate about it especially when I see like you said, union national “the brown envelope person ” coming around and collecting a payment from my grandmother on a policy that she never got a chance to even use.

Again I thank you for bringing awareness, especially among our people because for so long, they looked at insurance as is burial and not generational wealth creation, or estate conservation. If there’s anything else I can elaborate on regarding my statements please don’t hesitate to ask.

I appreciate you allowing me to comment. Keep doing what you’re doing and I hope to connect with you in the near future. Blessings.